Northern Luzon suffered so much from the previous Typhoon Pepeng particularly the provinces of Pangasinan, La Union and Benguet. This recorded damages and deaths. Similarly, Metro Manila also had incidents of damaged vehicles due to flood. Sadly, mostl of the auto insurance don’t include this kind of damages in your contract. You have to pay extra for it if you want your vehicle insured for this situation.

Yet there is another typhoon coming still in the same area of Northern Luzon. Hopefully people now are more prepared for this. They have done lots of preparation since this kind of calamity has been previously experienced although with the advancement in technology, the government agency responsible for this cannot really predict the damage it will bring. So it is better to be prepared always and learn from what experience  has taught us in the past.